Financial Lease

Would you like to finance a new company car without paying the full amount upfront? With financial leasing through Auto Bartosz, you can. You finance the car for business use, pay a fixed monthly amount and keep your working capital available for your business. This lets you drive a car that suits your company without putting a strain on your cash flow.

What is financial leasing?

Financial leasing is a form of business car financing for entrepreneurs, such as self-employed professionals, sole proprietors, partnerships and limited companies. You finance the car through a lender and repay the amount in monthly instalments. Unlike with an operating lease, you become the economic owner from the outset, and the car is recorded on your company’s balance sheet. Once you have made the final payment, you also become the legal owner.

Financial leasing is not just for new cars. You can also finance a used car from our stock this way, allowing you to choose a car that suits your business and budget.

The benefits of financial leasing

• Buy a car without a large upfront investment and keep your own funds available for other investments
• Benefit from tax advantages such as VAT recovery, interest deductions and investment allowances
• Enjoy full flexibility in the lease term, down payment and final balloon payment
• No mileage limits, so there are no surprises later
• Also available to start-ups

How it works: from choosing a car to driving away

1. Browse our stock. Take a look at our selection of used cars and choose one that suits your business. If you have any questions about a car, we’ll be happy to help.
2. Get a no-obligation estimate. Use the lease calculator below to work out your monthly payment, or ask us for a tailored estimate. You choose the term, down payment and any final balloon payment.
3. Assessment. Once you submit your application, it will be assessed without obligation. You’ll usually hear within one working day what options are available.
4. Approval and completion. Once everything is in order, you sign the contract. We’ll then arrange the handover so you can get on the road soon.

Calculate your lease payment

Wondering how much a car will cost you each month? Use the lease calculator below to get an initial estimate, with no obligation.

For every car in our stock, you’ll find a lease calculator that lets you work out the lease payment for that specific car.

Personal car financing

Don’t use a car for business but want to spread the cost of buying one? Financing options are available for private individuals too. At Auto Bartosz, you can arrange everything through one provider, from choosing your car to financing it. Use the calculator for an initial estimate, or feel free to ask us about the options.

Our financing partners

For both business and personal car financing, we work with Captive Finance and Financial Lease For You. We have deliberately chosen financing partners that work carefully and transparently. Here’s what you can expect:

• Personal guidance throughout the financing process, from the initial estimate to signing the contract.
• Competitive rates through cooperation with multiple lenders, which often results in a favourable monthly payment.
• A quick process: you’ll usually hear within one working day what options are available, and you can also get an estimate on site.

Insure your car through Auto Bartosz too

When you buy a new car, you’ll want to make sure it is properly insured. At Auto Bartosz, you can arrange insurance, financing and your purchase through a single point of contact. The process is handled by our insurance partner, Captive Finance. To get an idea of the options, you can request a no-obligation quote online. You can also ask one of our sales representatives about the options when you buy your car.